Maxim Ali has provided his comments to Kommersant about thefts from bank accounts

Over the last few years the number of cyberattacks on banks has dramatically increased.  On the basis of a forecast made by Positive Technologies, which is cited by Kommersant Sankt-Peterburg, such crimes will continue to increase at least 30% a year.  According to data prepared by the Bank of Russia, in 2016 there were 717 unauthorised transfers from the accounts of organisations or companies with a value of 1.89 billion roubles, and from current accounts, there were 296,700 unauthorised operations with a value of 1.08 billion roubles.

Senior Associate at Maxima Legal, Maxim Ali, who specialises in IP/IT matters, commented that the St Petersburg City Court over the past few years has mainly refused claims from customers to recover losses from banks.  “In such situations the courts cite that banks have fulfilled all the legislative requirements and service conditions of the bank cards, and the customer’s consent to the operation was assumed, since a secret code was entered on his behalf. For example, a PIN code, CVV/CVC or security code sent by SMS.”

For the full version of the article (in Russian), click.